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Archive for the ‘Pet Emergency’ Category
It is for me.
Think about it, in VetLocator.com’s directory of veterinarians and pet health specialists there are enough professionals to take care of every animal that lives in the US. More than enough.
And that’s what being a veterinarian is all about. Helping pets.
It is what they’ve spent years and tremendous money working on.
But there has always been a divide between professionals who can provide care for pets and pet owners who can afford the care their pets need.
Some pet owners don’t have a problem with the cost of care. There are many owners who fall into the financially secure pet owners category and their pets are lucky indeed, but a much larger group is the group of pet owners who can afford most of the well-pet care needed (regular checkups, vaccines, spay and neutering and some emergencies) but are not prepared for a serious medical problem, an emergency or an ongoing condition that requires specialized medication and treatment. These pet owners are concerned about costs but have resources to provide for most care and emergencies that arise.
And then there are those pet owners that hope for the best but have no funds or resources for an emergency because they are living on a low fixed income, don’t make enough money or have some other financial situation that has left them without resources to cope with pet health care.
We receive a lot of emails from the last group.
I just read one that said “Please help us. Our dog was just hit by a car but the vet would not treat him because we don’t have any money. What can we do???”
So sad!!!!!!! And so frustrating!!!!!!
An emergency is a bad time to have to think about such a problem. It’s better to think about it before there is an emergency, because when you confront it before hand you will have some idea of what to do (besides panic when you realize you can’t afford to help your pet).
So let’s look at how to cope with an expensive pet health emergency. There’s a lot of good advice on what to do, but it essentially boils down to three things:
1. Set aside a small amount each month for such emergencies (very few people take this advice, but it is good advice)
2. Enroll in a pet program that provides discounted pet health services (limited use in an emergency because you must use the providers that accept the program)
3. Pay for pet insurance. Of all three, this is the best advice FOR AN EMERGENCY, that’s what we are talking about in this article. Depending on the type of insurance, you can get coverage that only covers emergencies. Here are some policies compared so you can see.
4. The other option mentioned is financing pet care. Companies like Care Credit provide financing for procedures that your pet might need. This is a resource, but if you are struggling financially or don’t have qualifying credit, it is not an option to count on in an emergency.
Now we come to this scene (the one we get the most email about). No reserve funds, no credit, no pet insurance, you have an emergency or your pet has a condition that requires expense that you cannot afford. Here are some options and these are the options we suggest for those who find themselves in this situation:
***It is important to note that there are no guarantees you will receive funds or help. Many of these groups are overwhelmed with requests and most are unable to fill the need of all the requests received and some of the resources we used to recommend have closed because the requests so far exceeded their capabilities, they ran out of money and could not continue. And, if you are reading this and you have been helped, it is also very important that you give back to those groups you received help from. That makes sense, right? In this way you help ensure should you need it in the future, it will be there for you and you will be doing something good for needy pets and those who unselfishly donate time and money to help.
Please visit each site for specifics on how their assistance works. At the time this list was created, the groups below were still making assistance available to those in need. Some of the groups that used to provide assistance have disappeared or have no funds because of demand, so make sure you check before applying.
- Angels 4 Animals www.angels4animals.orgAngels4Animals is a non-profit organization and a program of Inner Voice Community Services which has a mission to serve as the guardian angel of animals whose caretakers find themselves in difficult financial situations. Their work is accomplished in conjunction with veterinary clinics across the country. Their services range from financial aid to complete treatment to those pets and pet owners in need.
- Feline Veterinary Emergency Assistance (FVEAP) www.fveap.orgThe Feline Veterinary Emergency Assistance Program is a nonprofit 501(c)3 organization that provides financial assistance to cat and kitten guardians who are unable to afford veterinary services to save their companions when life-threatening illness or injury strikes.Seniors, people with disabilities, people who have lost their job, Good Samaritans who rescue an injured or ill cat or kitten – any of these folks may need emergency financial assistance.They have a specialized fund for cats with Vaccine Associated Sarcoma (VAS) (also known as Injection Site Sarcoma). VAS is a group of cancers caused by vaccinations.They do not provide funds for routine exams, vaccinations, Insulin, or Spay/Neuter.
- IMOM www.imom.org *accepting applications for emergencies onlyMission Statement: Helping people help pets. To better the lives of sick, injured and abused companion animals. We are dedicated to insure that no companion animal has to be euthanized simply because their caretaker is financially challenged. (Note: IMOM has a special fund for diabetic cats)
- Shakespeare Animal Fund www.shakespeareanimalfund.orgAnyone can apply for funds, but SAF offers assistance primarily to those on that are considered low income. It is always a one-time grant and they only grant for emergencies, not routine care. Please see their site for specifics.
- The Pet Fund www.thepetfund.com*only available for NON-EMERGENCIESThe Pet Fund is a registered 501(c)3 nonprofit association that provides financial assistance to owners of domestic animals who need urgent veterinary care. Often animals are put down or suffer needlessly because their owners cannot afford expensive surgery or emergency vet visits. Companion animal owners must often make the difficult decision to put an animal down or neglect urgent medical needs because of the costs involved. The purpose of the Pet Fund is to work towards a future where decisions about companion animal medical care need never be made on the basis of cost.This fund is only available for non-emergency situations and there is a long waiting list, so it would not be for anything immediate. See their site for specifics.
- RedRoverwww.uan.orgThe RedRover Relief program provides funding to Good Samaritans, animal rescuers and pet owners to help them care for animals in life-threatening situations. Learn more about our RedRover Relief grants and find out the eligibility requirements on their website under RedRover Relief.
- Brown Dog Foundation www.browndogfoundation.orgThe Brown Dog Foundation is an organization dedicated to helping families who find themselves in a temporary financial crisis at the same time their pet requires life-saving treatment or life-sustaining medications. They are designed as a one-time benefit. They mostly provide grants for pets in Tennessee (where they are located) but may consider cases outside the state. See their site for qualifications.
- The Mosby Foundation www.themosbyfoundation.orgThe Mosby Foundation is organized exclusively for charitable purposes, to assist in the care of critically sick, injured, abused and neglected dogs through financial support and public education. Their priority for accepting an application for funding will continue to be a critical situation confirmed by a licensed veterinarian either by fax or phone.
- Here’s a link to a document titled “What you can do if you can’t afford pet care” from the Human Society of the US http://www.apsfh.org/documents/WhatYouCanDoIfYouAreHavingTroubleAffordingVeterinaryCare.pdf
For we, a really ill pet is the worst nightmare. Our furry friends are real members of the family, with paws wrapped tightly regarding the heartstrings. Whenever Fido or fluffy experiences a life-threatening disease or accident, it is really devastating and not only to the minds. A pet emergency will furthermore devastate the pocketbook.
A latest post inside Consumer Reports explored the worth of pet wellness insurance. Many pet owners purchase pet insurance plans expecting to protect not merely about routine care, however, those unexpected emergencies too. Unfortunately, because Consumer Reports determined, pet insurance seldom pays out over it costs.
What does Consumer Reports suggest? “We believe many pet owners is greater off passing up pet insurance plus rather placing certain funds inside an emergency “kitten.”
If you’re worried regarding the havoc routine care (e.g. exams, plus vaccinations plus dental cleanings) will wreak about a budget, and the expense of unexpected pet health emergencies, open a pet savings account. Your emergency “kitty” is there whenever you ought to cover the ideal friend’s health bills.
Consider this: According to the American Society for the Prevention of Cruelty to Animals (ASPCA), the average amount a pet owner could anticipate investing about a canine or feline relative (for food, supplies plus healthcare care) is $ 700 to $ 875 per annum in truth, the American Pet Products Association (APPA) estimates which Americans might invest over $ 50 billion about their dogs inside 2011 alone. Of which amount, $ 14.11 billion is projected to be invested about veterinary care.
The very respected American Pet Products Association yearly pet owner’s study reports which usual veterinary services for dogs average $ 248 a year plus $ 407 for surgical visits. For pets, veterinary services average $ 219 per year for routine visits plus $ 425 for operative visits.
A savings account is the smartest method to guarantee which these yearly expenses are covered without devastating the budget. With really a tiny monthly deposit, the pet’s rainy-day savings might grow instantly. Deposit $ 25 monthly plus you really need to have one pet’s yearly routine veterinary visits covered. Deposit more monthly and you may be willing for the inevitable emergency.
An a lot more responsible pet parent must combine their savings program with a veterinary discount system. These plans supply discounts about services at participating veterinarians plus are made to conserve a pet family at smallest twice of what they cost. They usually negotiate discounts with pet-related stores plus service services – kind of like an online wholesale club. Because these programs are not pet insurance, they do not have exclusions plus no complicated claims types.
Problems. Yeah. They’re a part of life and we all have them.
Most people who have pets also have some sort of pet problems. For us its the cats we have. They are finicky. One of them was the runt of the litter and she arrived with some serious immune and digestive issues. Whenever I look at her it is with anxious eyes. Is she thinner? What’s she doing as far as twitching and licking. Those are the tell-tale signs of a systemic problem that may need my attention very soon.
But for all that, she’s wonderful. She’s loving. She’s a mean hunter that keeps the pests and rodents away from her home. She’s ours and we are very glad she and her brother are sharing our offices.
I’ve gotten to know her veterinarian very well and I adore him.
Finding him, however, was not an easy task. You’d think that in the business we have it would be easy to find a vet. We know hundreds, and in our local area we have dozens to choose from within a 5 minute drive of our front door. I almost feel like the Hairclub for men man when I say “Not only do we own VetLocator, but we use it too (as a reminder – and for those of you not familiar – the Hairclub for men man said “not only am I the owner but I’m a customer too” as he dramatically shows his partially bald head.
In my case I interviewed 3 or 4 veterinarians, went to one, then to another and then to a third vet. Each was OK but I did not feel what I wanted to feel. I didn’t feel a partnership with the vet or the office or something.
So I kept looking.
And my looking paid off.
I found a wonderful veterinarian that treated our little girl and changed her condition and symptoms so they were under control. Finally. I found a veterinarian who is great and his office and staff are equally wonderful. He’s a keeper and we’ve formed a good partnership on keeping Kewpie healthy.
Today our cats are mostly very healthy and it is rare I need to contact our veterinarian. Besides regular checkups I can control things pretty well from home.
But if I ever need something, have a question or an emergency I know my partner is there and the problems I am facing at the moment will be addressed and we’ll handle it together.
As I said, we all have problems. Finding the right vet and forming a pet health partnership for your pets gives you one less problem to try and solve.
And that makes things just a little, or a lot, better.
Isn’t that a nice thing?
If you are looking for a pet health partner, do what I did. Use our directory to locate the nearest ones to where you are, then interview them and the staff and office too, to find the one that is the best fit for you and your pets. It is so worth the effort.
And if you need help, you can always contact our customer care. We’re here for you too.
Pet CPR & First Aid Taken from Rescue Critters, www.rescuecritters.com, makers of animal training mannequins.
The following is a simple breakdown of dog & cat CPR. It’s written for the average pet owner and in plain language. It uses the common accepted approach to pet cardiopulmonary resuscitation according to excepted standards of Pet First Aid courses throughout the United States. Pet First Aid is not intended to take the place of professional veterinary care. It is recommended that you take a Pet First Aid course from a certified instructor.
ABC’s (Airway, Breathing, Circulation)
Airway: Probably one of the most important things you can do after SAFETY is to make sure your dog or cat is breathing. To do this, you want to gently tap your dog or cat and call out their name to see if they move. Then (being careful not to get bitten or scratched) lean down close and LOOK, LISTEN AND FEEL for breathing.
- Look: at the chest of the animal to see if it’s moving.
- Listen: to see if you can hear them breathing.
- Feel: on your cheek or back of your hand for a breath.
Breathing: If your dog or cat is not breathing, pull their tongue just a little bit, close the mouth and tilt their head just a little to open their Airway. Give them 4 -5 breaths from your (guess what?) mouth to their nose! This is Mouth-to-Snout resuscitation. You’ll want to give them just enough air to make the chest rise. Big dogs need more – little dogs or cats much less. Remember not to give too much air! You don’t want to hurt them.
Circulation: This means you’re checking to see if their heart is working OK. To do that you must check for a heart beat which is called a pulse. There are pulse points located in various areas on your dog or cat. For a dog the best place to find the pulse is on the inside of the rear leg, towards the top of the leg. This is called the Femoral Pulse. For a cat the best place to find the pulse is on the outside of the left front leg, just behind the shoulder. This is called an Apical Pulse.
Rescue Breathing is when you have to breath for your dog or cat because they are not breathing on their own. You do this when your dog or cat has a pulse but is not breathing.
- Step 1: First do your ABC’s, don’t forget to LOOK, LISTEN, and FEEL for breathing.
- Step 2: If not breathing, give 4-5 breaths using Mouth-to-Snout resuscitation.
- Step 3: Check for pulse on the Femoral Artery for dogs or check the Apical Pulse for cats or really small dogs.
- Step 4: If there is a pulse, but no breathing start Mouth-to-Snout resuscitation giving 1 breath every 3 seconds. For cats or really small dogs, give 1 breath every 2 seconds.
CPR (cardiopulmonary resuscitation)
CPR: First do your ABC’s, don’t forget to LOOK, LISTEN, and FEEL for breathing. CPR can only be performed if your dog or cat is not breathing and has no pulse. Follow Steps 1,2,3 same as in Rescue Breathing. If there is no Pulse, start CPR
Dog = Place the dog on the ground or other hard surface with its right side down. Take it’s left front leg and bend at the elbow, rotating at the shoulder. The point where the elbow of the dog touches the body is where you place your hands for compressions. Put one hand on top of the other and clasp your fingers together. Lock your elbows and start performing compressions. Push approximately 2-3 inches deep. Give compressions first then a breath. After 1 minute check for a pulse. repeat if there’s no response.
- Giant Dogs = Give 1 breath every 10 compressions.
- Medium to large dogs = Give 1 breath every 5 compressions.
- Small Dogs = Give 1 breath every 5 compressions.
Cats or really small dogs = Place the animal flat on the ground. Then put your hands on either side of the animal’s chest, right behind the shoulder blades with your palms over the heart (sandwiching the animal’s chest between both hands). Compress approximately ½ – 1 inch deep. After 1 minute, check for a pulse again.
- Cats or really small dogs = Give 1 breath every 3 compressions.